[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bellex.cz\/pozadejte-o-hypoteku-u-nebankovni-spolecnosti\/#Article","mainEntityOfPage":"https:\/\/www.bellex.cz\/pozadejte-o-hypoteku-u-nebankovni-spolecnosti\/","headline":"Po\u017e\u00e1dejte o hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti","name":"Po\u017e\u00e1dejte o hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti","description":"A Ano, to je \u0159e\u0161en\u00ed jak z\u00edskat rychle pen\u00edze na koupi vysn\u011bn\u00e9ho domu, pokud v\u00e1m","datePublished":"2020-01-05","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.bellex.cz\/author\/#Person","name":"","url":"https:\/\/www.bellex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c052e7a73c1efe5fd04a7144e27996a074b623217a764a72d90cb6a084de021?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bellex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bellex.cz\/wp-content\/uploads\/img_a378891_w3163_t1590129823.jpg","url":"https:\/\/www.bellex.cz\/wp-content\/uploads\/img_a378891_w3163_t1590129823.jpg","height":0,"width":0},"url":"https:\/\/www.bellex.cz\/pozadejte-o-hypoteku-u-nebankovni-spolecnosti\/","about":["Ekonomika"],"wordCount":441,"articleBody":"          A Ano, to je \u0159e\u0161en\u00ed jak z\u00edskat rychle pen\u00edze na koupi vysn\u011bn\u00e9ho domu, pokud v\u00e1m ta bankovn\u00ed p\u016fj\u010dit pen\u00edze na koupi domu neschv\u00e1lila. Pro\u010d ji neschv\u00e1lila? Mohlo to b\u00fdt proto, \u017ee m\u00e1te n\u011bjak\u00fd negativn\u00ed z\u00e1znam v registrech, nebo jste se opozdili s n\u011bjakou spl\u00e1tkou. M\u016f\u017eete samoz\u0159ejm\u011b mnoho let \u0161et\u0159it a potom si vysn\u011bn\u00fd d\u016fm koupit, ale mezit\u00edm ub\u011bhne spousta \u010dasu a za tu dobu, kterou jste v\u011bnovali \u0161et\u0159en\u00ed, kdy jste se cel\u00e1 rodina, omezovali ve sv\u00e9m \u017eivot\u011b, u\u017e nemus\u00edte sehnat d\u016fm v p\u011bkn\u00e9m m\u00edst\u011b, kde je v\u00fdhodn\u00e1 dostupnost \u00fa\u0159ad\u016f, l\u00e9ka\u0159e, a mo\u017en\u00fdch n\u00e1kup\u016f. Takov\u00fd n\u00e1pad po\u0159\u00eddit si vlastn\u00ed bydlen\u00ed, a odej\u00edt z n\u00e1jemn\u00e9ho bytu, kde se neust\u00e1le zvy\u0161uj\u00ed poplatky, u\u017e m\u011blo bohu\u017eel hodn\u011b lid\u00ed p\u0159ed v\u00e1mi. Tuto skute\u010dnost m\u016f\u017eete vid\u011bt v\u0161ude ve sv\u00e9m okol\u00ed, kde se nejen rychle kupuj\u00ed domy, kter\u00e9 jsou na prodej, ale tak\u00e9 pozemky ve voln\u00fdch lokalit\u00e1ch. A na t\u011bch pr\u00e1v\u011b v posledn\u00edch letech vyrostlo plno nov\u00fdch dom\u016f. Dal\u0161\u00edm faktorem proti spo\u0159en\u00ed je krom\u011b toho, \u017ee cel\u00e9 roky si nedop\u0159ejete p\u011bknou dovolenou \u010di nov\u00e9 auto, \u017ee bohu\u017eel pen\u00edze, tedy na\u0161e m\u011bna neust\u00e1le ztr\u00e1c\u00ed svou hodnotu. Dokonce se uv\u00e1d\u00ed, \u017ee d\u00edky inflaci podle \u00fadaj\u016f odborn\u00edk\u016f za posledn\u00edch dvacet let hodnota pen\u011bz poklesla o polovinu. Co\u017e je opravdu hodn\u011b. To znamen\u00e1, \u017ee pen\u00edze ji\u017e svou hodnotu ztr\u00e1cej\u00ed, a to co jsme za n\u011b koupili p\u0159ed lety, u\u017e bohu\u017eel nekoup\u00edme.Tak\u017ee zde m\u00e1te \u0159e\u0161en\u00ed, \u017ee m\u016f\u017eete po\u017e\u00e1dat o nebankovn\u00ed americkou hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti, ale mus\u00edte pamatovat na to, \u017ee se podle z\u00e1kona nebankovn\u00ed i bankovn\u00ed spole\u010dnosti jist\u00ed t\u00edm, \u017ee vy jako jejich klient mus\u00edte d\u00e1t do z\u00e1stavy nemovitost. M\u016f\u017ee to b\u00fdt nap\u0159\u00edklad byt, nebo chata. Pokud vy nemovitost nem\u00e1te, m\u016f\u017ee ru\u010dit svou t\u0159et\u00ed osoba. Odhad t\u00e9to nemovitosti dan\u00e9 do z\u00e1stavy neplat\u00edte. Nemus\u00edte m\u00edt obavy, tento postup je dan\u00fd z\u00e1kony a nav\u00edc nad \u010dinnost\u00ed obou uveden\u00fdch spole\u010dnost\u00ed db\u00e1 st\u00e1tn\u00ed kontroln\u00ed instituce a to \u010cesk\u00e1 n\u00e1rodn\u00ed banka. A nav\u00edc m\u016f\u017eete p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet a\u017e t\u0159icet let, co\u017e je dost dlouh\u00e1 doba.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Po\u017e\u00e1dejte o hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti","item":"https:\/\/www.bellex.cz\/pozadejte-o-hypoteku-u-nebankovni-spolecnosti\/#breadcrumbitem"}]}]